Property advantage

We are an expert in this field. We are both the valuer and real estate agent. So this is quiet advantage for us to consult you in this property matter. Agent job is to sell property in any mean without consider the potential of the property. Agent also will set a target to sell a property without considering the market value of the property. This is a big problem to new purchaser since their loan is based on the market value of the property. Here the calculation

Property - Double Storey Terrace House
Location – Shah Alam
Selling Price : RM 320K
Value : RM 280K
Bank Loan : RM 252K (90% from the value)
Deposit need to prepare : RM 68K

Above is a sample calculation for the bank loan for a property. Agent will try to sell the house at RM 320K. However the value to that property is only RM280K. So the bank will only be able to provide 90% loan from the value. That is RM 252K. Due to this the purchaser will need to prepare a deposit of RM 68K. The deposit is not 10% but it already become more than 10%. There are many buyer but not all buyer are able to pay deposit that high unless the buyer is a rich person. Due to this the property will take a longer time to sell. Since we are the valuer we will consider the market value factor to ensure that the property will be able to be sell faster.

So as a valuer we take a big advantage since we the one that value the property. From that we also able to indentified the property that has the potential for investment since we will be monitor the market value from time to time. For the conclusion, the combination of valuer and agent give a big advantages to us in consulting you regarding the property matter.